How to Apply for Paytm Credit Card and Enjoy Its Benefits

If you are looking for a credit card that offers you convenience, security, rewards, and discounts, you might want to check out the Paytm credit card. This is a co-branded credit card issued by HDFC Bank in partnership with Paytm, one of the leading digital payment platforms in India. In this blog post, we will tell you how to apply for this credit card, what its features and benefits, and how to manage it using the Paytm app.

What is Paytm Credit Card? is a website run by Bob Game Tech, a YouTuber and blogger who uploads gaming-related videos and provides various information on topics such as tech updates, digital marketing, finance freedom, and more. He also offers a credit card service through his website, which is powered by Paytm and HDFC Bank.

The Paytm credit card is a Visa Platinum card that allows you to make online and offline purchases using the Paytm app or the physical card. You can also use it to pay your bills, recharge your mobile, shop on Paytm Mall, and more. The credit card comes with a host of features and benefits, such as:

  • No annual fee
  • Up to 5% cashback on every transaction
  • Up to 10% discount on select merchants
  • Free insurance cover of up to Rs. 5 lakhs
  • Access to exclusive offers and deals on Paytm
  • Easy EMI options and flexible repayment plans

How to Apply for Paytm Credit Card?

The application process for the Paytm credit card is simple and quick. All you need to do is to download the Paytm app on your device and follow these simple steps:

  • On the main screen, navigate to the Loan & Credit Card section.
  • Choose Paytm Credit Card Loan.
  • You will now be directed to the Paytm HDFC Bank Application page.
  • Click the Apply Now button.
  • Enter the necessary general information, such as your PAN card number, address, and professional details.
  • Accept all of the Terms & conditions required to proceed with the steps, and then click submit.
  • Once you have completed all the steps, you will be notified of the current status of your credit card.
  • After a short period, your Virtual credit card will be generated and ready for use.

You can also apply for the Paytm credit card by visiting his website and clicking on the Credit Card tab. You will be redirected to the same application page as mentioned above.

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How to Manage Your Paytm Credit Card?

Managing your Paytm credit card is a breeze with the user-friendly mobile app. You can keep track of your spending, view your rewards, and make payments right from your phone. Here are some of the things you can do with the app:

  • View your credit card statement and balance
  • Pay your credit card bill using UPI, debit card, net banking, or wallet
  • Redeem your cashback and rewards points
  • Convert your purchases into EMIs
  • Block or unblock your credit card
  • Request for a physical card or a replacement card
  • Update your personal details and preferences

You can also access these features by logging into your Paytm account on the web or calling the customer care number.


The Paytm credit card is a great option for anyone who wants to enjoy the convenience and benefits of digital payments. It offers you cashback, discounts, insurance, and more on every transaction. It also has a simple and fast application process and an easy-to-use mobile app. If you are interested in applying for this credit card, you can visit or download the Paytm app today.

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